Enrollment set no AuthenticatorSelection, so user verification defaulted to preferred (not enforced), and the UV/backup flags the ceremony reported were discarded. Set UserVerification=required so a bound passkey always proves possession AND user (a UV-incapable device falls back to email-OTP), and capture user_verified/backup_eligible/backup_state through VerifiedCredential -> PasskeyCredential -> webauthn_credentials (migration 0009) so a future login path can enforce UV per credential. Adds a negative test proving a presence-only authenticator is rejected, and asserts the roundtrip records UV=true.
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